121 Fern Loop, Lake Lure, NC 28746

$575,000
3
BD
4
BA
2,386
SqFt

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Listing courtesy of Rumbling Bald Real Estate. dcates@rumblingbald.com

List Price
$575,000
MLS#
4357970
Status
PENDING
Days on Market
174
Property Type
Residential
Distressed Property
Yes
Year Built
2003
Bedrooms
3
Bathrooms
4
Full Baths
2
Half Baths
2
Lot Size
27,442
Lot Size Area
0.63
Living Area
2,386
Sq Ft Total
2386
County
Rutherford
Subdivision
Rumbling Bald on Lake Lure
Special Conditions
Subject to Lease
Waterfront Features
Beach - Public, Boat Slip Community, Paddlesport Launch Site - Community

Property Description

RARE INVESTMENT OPPORTUNITY IN LAKE LURE NC- Welcome to Captain's Quarters, a spacious mountain retreat located inside the gated community of Rumbling Bald on Lake Lure, with 38 days already booked for 2026, providing immediate income potential. Whether you're seeking a proven vacation rental, a second home, or a future primary residence, this property offers exceptional flexibility. Designed to maximize both comfort and mountain views, the upper level features the main living area with a well-appointed kitchen, pantry, half bath, and a spacious primary suite complete with a private bath and walk-in closet. Step outside to the upper deck and enjoy beautiful views of Bald Mountain and the surrounding natural landscape. The lower level offers additional space for family and guests with two bedrooms, two bathrooms, a laundry area, and a separate living room, creating a private and functional guest or multi-generational living. Outdoor living is a true highlight, featuring a covered lower porch, a spacious side deck, and an expansive covered rear deck connecting to the upper living area. Above it all, a private observation deck (widow's walk) provides a unique vantage point to take in breathtaking mountain views and the peaceful serenity that makes Western North Carolina so special. Located just a short golf cart ride from Rumbling Bald's renowned amenities, including championship golf courses, indoor and outdoor pools, private Lake Lure beach access, wellness center, restaurants, hiking trails, and outdoor recreation, this property offers year-round appeal. For buyers considering a future move to the mountains, Captain's Quarters presents a unique opportunity to generate rental income and build ownership equity today while enjoying an established rental history and existing bookings. Continue operating it as a successful vacation rental while it helps offset ownership costs, then transition it into your full-time residence, retirement home, or personal mountain getaway when the time is right. This is an opportunity to invest in your future while enjoying income-producing potential from day one. .

Additional Information

Hoa Fee
$4,967
Hoa Fee Paid
Annually
Community Features
Boat Storage, Cabana, Clubhouse, Dog Park, Fitness Center, Game Court, Gated, Golf, Indoor Pool, Lake Access, Outdoor Pool, Pickleball, Playground, Putting Green, Recreation Area, Sauna, Sidewalks, Tennis Court(s), Walking Trails
Fireplace
Yes
Floor Coverings
Tile, Vinyl, Wood
Equipment
Dishwasher, Gas Range, Microwave, Refrigerator with Ice Maker, Washer/Dryer
Foundation
Slab
Main Level Rooms
Bedroom(s), Bedroom(s), Living Room, Laundry, Bathroom-Full, Bathroom-Half
Laundry Location
Laundry Room
Heating
Heat Pump
Water
Community Well
Sewer
Septic Installed
Exterior Construction
Hardboard Siding
Parking
Driveway
Driveway
Asphalt, Paved
Lot Description
Paved, Views
Elementary School
Lake Lure Classical Academy
Middle School
Lake Lure Classical Academy
High School
Lake Lure Classical Academy
Total Property HLA
2386

Mortgage Calculator

Amount of Loan
Annual Interest Rate
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Term of Loan
Years

Does not include any taxes or fees.
Please consult a financial professional.
Calculator source: Real Geeks

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