Lake Toxaway Homes under $400,000

Lake Toxaway Homes under $400,000

Welcome to Lake Toxaway, North Carolina – a hidden gem nestled in the heart of Transylvania County. Known for its breathtaking natural beauty, this charming community is surrounded by the majestic Blue Ridge Mountains and the pristine waters of Lake Toxaway, the largest private lake in North Carolina. Whether you're an outdoor enthusiast or simply seeking a peaceful retreat, Lake Toxaway offers a perfect blend of adventure and tranquility.

The area boasts a rich tapestry of activities, from hiking the scenic trails of Pisgah National Forest to fishing and boating on the serene lake. With its lush landscapes and vibrant wildlife, Lake Toxaway is a paradise for nature lovers and offers year-round recreational opportunities. The community also features quaint shops, delightful dining options, and a warm, welcoming atmosphere that makes it an ideal place to call home.

If you're considering making Lake Toxaway your home, you'll be pleased to discover an array of charming properties available for under $400,000. These homes offer a unique opportunity to embrace the serene lifestyle of this picturesque area without breaking the bank. Whether you're looking for a cozy cabin, a modern cottage, or a charming ranch-style home, Lake Toxaway has something for everyone.

Imagine waking up to the sound of birds chirping and the gentle lapping of water against the shore. With affordable housing options and a close-knit community, Lake Toxaway is not just a place to live; it’s a lifestyle waiting to be embraced. Discover your dream home in this enchanting mountain retreat today!

Newest Lake Toxaway Homes under $400,000

73 Toxaway Views Drive Unit #303, Lake Toxaway
$329,000
2 Beds ⋅ 2 Baths ⋅ 4423285 MLS ⋅ ACTIVE Status
Wake up to cool mountain air and the quiet of the forest in Lake Toxaway. This one-level, 2-bedroom, 2-bath condominium in Toxaway Views offers 1,156 square feet of easy living with no stairs. Simply just walk in and settle into the trees. The property is offered turn-key with all furnishings included. Summer days stay comfortable above 3,000 feet elevation. Slide the glass doors open and the covered deck becomes the extra room: morning coffee while the forest wake up, a book in the shade, dinner as the light fades through the trees. Winter views open through the branches. Come back inside to a cozy living room with a real wood-burning fireplace, an open dining area, and a kitchen with a breakfast bar made for unhurried meals. The 2-bedroom, 2-bath layout keeps everything on one easy level through the home. The primary bedroom has its own private deck, so the trees are the last thing you see at night and the first thing you see in the morning. Designed for effortless modern living, this interior features easy-care flooring, a new stackable washer/dryer, and year-round comfort. A full kitchen (range, new dishwasher, microwave, and refrigerator) handle everyday life. Park right outside the door. When you want a change of pace, the community pool is a short stroll through the woods. Nearby railheads lead toward waterfalls and Gorges State Park. Lake Toxaway is centrally located between the towns of Brevard and Cashiers/Highlands, which offer an array of shopping, dining, and entertainment options, and proximity to hiking, waterfalls and lake activities as well as other activities while maintaining a private retreat setting. Ideal for full-time residents, discerning second-home owners, or those seeking a lock-and-leave mountain residence without unnecessary overhead, this is a home for buyers who prioritize comfort, efficiency, and enduring value.

73 Toxaway Views Drive Unit #303, Lake Toxaway

Listing courtesy of Kelly Right Real Estate of NC. larry@saltwnc.com
97 Toxaway Views Drive Unit #704, Lake Toxaway
$350,000
2 Beds ⋅ 2 Baths ⋅ 4421561 MLS ⋅ ACTIVE Status
Enjoy views and exceptional privacy from this updated end-unit residence adjoining Gorges State Park. Designed for easy main-level living, the home offers stair-free access with convenient parking just outside the unit, plus additional overflow parking directly across the building. Inside, abundant natural light and a fresh mix of contemporary and traditional finishes create a comfortable, move-in-ready setting. The open-concept living and dining areas center around a cozy gas log fireplace, offering instant ambiance and a warm, inviting glow. Just steps away, the kitchen elevates the main level with premium granite countertops and abundant workspace for effortless meal prep. The main-level primary suite includes a private en-suite bath, making everyday living especially convenient. The heart of the home extends into a charming, light-filled four-season sunroom wrapped in walls of windows. Just outside, a covered deck effortlessly expands your living space outdoors, where year-round nature views provide a beautiful backdrop for morning coffee, quiet afternoons, or evening relaxation. The property is offered fully furnished with a few exceptions, including a living room sofa with a fold-out bed for additional sleeping space. Toxaway Views remains a residentially oriented community with a minimum 30-day rental policy, promoting a more stable and peaceful environment while maintaining comparatively low HOA dues. With Gorges State Park next door and the Lake Toxaway area, Brevard, and Sapphire Valley within easy reach, hiking, waterfalls, outdoor recreation, dining, and area amenities are all convenient while the setting itself feels private and tucked away. Whether used as a full-time residence, mountain getaway, or an option for buyers seeking stair-free living, this well-maintained home brings together views, privacy, convenience, and an exceptional Western North Carolina setting.

97 Toxaway Views Drive Unit #704, Lake Toxaway

Listing courtesy of Kelly Right Real Estate of NC. larry@saltwnc.com
107 Flat Creek Drive, Lake Toxaway
$265,000
3 Beds ⋅ 2 Baths ⋅ 4412174 MLS ⋅ ACTIVE Status
Discover an opportunity to own property in beautiful Lake Toxaway with a total of 1.58 unrestricted acres, including the adjoining .60-acre lot. Built in 1983, this 3-bedroom, 2-bath home offers a functional layout with all bedrooms and baths located on the main level. The full unfinished basement provides excellent storage and workspace, with potential for future expansion. The property features a relatively level area behind the home with plenty of room for a garden, outdoor activities, or additional improvements. A small creek adds to the natural setting and mountain property appeal. This property offers usable acreage and the flexibility that comes with unrestricted land. The home is being sold AS IS as part of an estate and will require repairs and updates, including a roof replacement. This is an excellent opportunity for a buyer looking for property with acreage and the potential to renovate and make it their own.

107 Flat Creek Drive, Lake Toxaway

Listing courtesy of Petit Properties Inc. cindypetitrealtor@gmail.com
121 Toxaway Views Drive Unit #504, Lake Toxaway
$339,000
2 Beds ⋅ 2 Baths ⋅ 4414646 MLS ⋅ ACTIVE Status
An end unit backing directly to Gorges State Park for year-round privacy and long-range mountain views. Stair-free, main-level living adds ease, accessibility, and parking immediately outside the unit, with additional overflow parking available. This light-filled residence blends contemporary lines with a touch of traditional character, offering a fresh, move-in-ready home. The open main level includes a spacious living room anchored by a classic wood-burning fireplace, a well-equipped kitchen with quartz countertops, and a primary suite with an en-suite bath. Step outside to the covered deck and take in the year-round mountain views, an ideal spot for morning coffee or evening unwinding. Offered fully furnished with a few exceptions, including a living room sofa with a fold-out bed for extra sleeping space. Toxaway Views remains a residentially oriented community with a minimum 30-day rental policy, promoting a more stable and peaceful environment while maintaining comparatively low HOA dues. Conveniently located next to Gorges State Park and the greater Lake Toxaway area, with easy access to Brevard and Sapphire Valley, this property offers access to outdoor recreation, hiking and waterfalls within close reach, while maintaining a sense of privacy and retreat. Well-suited for full-time living, a second home, or those seeking a more accessible mountain residence, this updated unit offers a rare combination of comfort, functionality, and lasting value. Schedule your showing today.

121 Toxaway Views Drive Unit #504, Lake Toxaway

Listing courtesy of Kelly Right Real Estate of NC. larry@saltwnc.com
559 Old Quebec Road, Lake Toxaway
$269,900
3 Beds ⋅ 2 Baths ⋅ 4411516 MLS ⋅ ACTIVE Status
Welcome home to this charming property offering plenty of space for family living and everyday comfort. Home is just a 20 minute drive from Brevard, close to Lake Toxaway and several rivers. Step inside to discover beautiful new luxury vinyl plank flooring that flows throughout the home, creating a fresh, modern feel. The well-appointed kitchen features granite countertops, new tilbe backsplash, a smooth-top range/oven, built-in microwave, dishwasher, and stainless steel refrigerator. It opens seamlessly to the dining area, which offers ample space for a large dining table—perfect for family meals and entertaining guests. The inviting living room is centered around a cozy fireplace and is complemented by a ceiling fan for year-round comfort, making it the ideal place to relax or gather with family and friends. The spacious primary suite has a large walk-in closet and a private ensuite bath featuring a tub/shower combination and vanity. Two generously sized secondary bedrooms offer new flooring, ceiling lights, and plenty of closet space. The shared hall bath also includes a tub/shower combination and vanity. Conveniently located just off the kitchen, the laundry room comes complete with a washer and dryer, and new HVAC adding to the home's move-in-ready appeal. Outside is a covered carport and two storage sheds provide added functionality and extra storage. Property is surrounded by lush andscaping including a row of Japanese maples and foliage that makes the landscape feel like paradise. This well-maintained home combines comfort, functionality, and value, making it a wonderful place to call home.

559 Old Quebec Road, Lake Toxaway

Listing courtesy of NorthGroup Real Estate LLC. realestatecloud@gmail.com
2603 Kim Miller Road, Lake Toxaway
$274,900
2 Beds ⋅ 1 Baths ⋅ 4390312 MLS ⋅ ACTIVE Status
Your ticket to Lake Toxaway living newly priced at 274,900! Situated on just over 0.6 acres, this fully furnished 2-bedroom, 1-bath + den concrete block construction home offers a peaceful setting with convenient access directly off a state-maintained road. A canopy of mature trees provides privacy, while the front yard offers a welcoming outdoor space and back yard offers space for an RV. In addition to the two bedrooms the home features a versatile den that can serve as a guest room, home office, hobby space, or additional living area. A separate bank house expands the possibilities even further and would make an ideal art studio, exercise room, workshop, home office, or creative retreat. Conveniently located near the renowned Greystone Inn, Gorges State Park, and positioned between Brevard and Cashiers, you'll enjoy easy access to dining, outdoor recreation, shopping, and all that Western North Carolina has to offer. Whether you're seeking a full-time residence, mountain getaway, or investment property, the home offers excellent potential for both short-term and long-term rental opportunities. Cash offers only due to ceiling height under 7 ft.

2603 Kim Miller Road, Lake Toxaway

Listing courtesy of Petit Properties Inc. sophia.petitproperties@gmail.com
61 Boulder Drive Unit #L14-R, Lake Toxaway
$350,000
1 Beds ⋅ 2 Baths ⋅ 4380613 MLS ⋅ ACTIVE Status
Discover Westridge, an exceptional gated community offering unparalleled affordability in Transylvania County! Nestled alongside Gorges State Park, this property invites you to revel in nature's wonders, from rare white squirrels to over 40 species of birds. Get ready to indulge in luxury with this 2024 park model situated on a spacious, wooded lot. Crafted with precision and featuring top-of-the-line stainless steel appliances, this mountain retreat exudes quality woodwork throughout. Admire vaulted beam ceilings stretching over the welcoming front porch and the central dorm area. A generous screened porch offers additional living space, complete with laundry hook-ups and a roughed-in half bath. Convenient storage options include an extra shed and space beneath the screened porch. Offers second 50 AMP hookup that makes accommodating additional RV parking a breeze. Experience a thriving rental market in this sought-after community with high demand and competitive rates.

61 Boulder Drive Unit #L14-R, Lake Toxaway

Listing courtesy of Keller Williams Great Smokies. melissakw@kw.com
78 Upper Tanglewood Road Unit #6, Lake Toxaway
$389,000
1 Beds ⋅ 2 Baths ⋅ 4375733 MLS ⋅ ACTIVE Status
Overlooking the pristine beauty of Lake Toxaway Falls, this fully-furnished condo, offers breathtaking waterfall views that you must see to believe. Given its unique setting, this condo has an immaculate short term rental history with raving reviews as numerous clients return year after year to enjoy the quaintness of this property. Conveniently located between Brevard, NC and Cashiers NC, it is the ideal retreat for all outdoor enthusiasts. Adjoining Gorges State Park and just a short distance from both Pisgah National Forest and Dupont State Forest, all of your hiking, biking, kayaking, skiing, ziplining, and fishing adventures are at your fingertips. As you enter, you will notice beautiful flooring, a fully equipped kitchen, an open concept living space, and a luxurious bedroom suite. Wind down with a relaxing fire in the living room or the bedroom as both have wood-burning fireplaces or embrace the sound of the falls as you enjoy your favorite beverage overlooking the unforgettable view. This turn key property also includes a queen sleeper sofa for additional sleeping accommodations.

78 Upper Tanglewood Road Unit #6, Lake Toxaway

Listing courtesy of Petit Properties Inc. jjraines1@gmail.com
78 Highland Drive, Lake Toxaway
$379,000
3 Beds ⋅ 3 Baths ⋅ 4370339 MLS ⋅ ACTIVE UNDER CONTRACT Status
Welcome to this inviting 3 bedroom, 2.5 bath home located in the desirable Rocky Mountain Estates. Perfectly positioned in the heart of lake Toxaway, this property offers wide open and long range year round views of the breathtaking Blue Ridge Mountains right from your back deck. Step inside to a comfortable and functional layout designed for everyday living and relaxing mountain getaways. The features include a bright living area, spacious bedrooms, and a welcoming atmosphere that makes it easy to unwind and enjoy the natural beauty surrounding you. The full basement with garage provides excellent storage, recreation room, workshop potential, or room to expand ideal for full time living, a second home or investment property. Enjoy cool mountain breezes, stunning sunsets, and the tranquility that comes with life in Western North Carolina, all while being just minutes from outdoor recreation, hiking and the natural beauty that defines the Pisgah National Forest and Gorges State Park.

78 Highland Drive, Lake Toxaway

Listing courtesy of Petit Properties Inc. cindypetitrealtor@gmail.com
218 Hickory Lane, Lake Toxaway
$284,900
2 Beds ⋅ 2 Baths ⋅ 4364583 MLS ⋅ ACTIVE UNDER CONTRACT Status
This inviting mountain cottage at 218 Hickory Lane offers a comfortable blend of charm and practicality, ideal for year-round living or a relaxing weekend getaway. Filled with natural light, the home features two bedrooms and two full baths, including a nicely updated bathroom with a classic clawfoot tub. The kitchen is efficient and functional, opening to a cozy dining nook and a comfortable living area with a new propane fireplace. Large windows throughout bring in plenty of light, creating a bright and welcoming feel even on cloudy days. A wraparound porch extends the living space outdoors, offering a great spot for grilling, dining, or simply enjoying the peaceful setting. There’s also a fire pit for cool evenings and gathering with friends and family. In the winter months, you’ll enjoy seasonal mountain views. Tucked away, this home offers a quiet, private feel while still being within close proximity of Pisgah, Dupont, and Brevard. A gated driveway and single carport add even more functionality. This is a great option for anyone looking to enjoy the simplicity and beauty of mountain living in Lake Toxaway, NC.

218 Hickory Lane, Lake Toxaway

Listing courtesy of Petit Properties Inc. jjraines1@gmail.com
121 Toxaway Views Drive Unit #503, Lake Toxaway
$350,000
2 Beds ⋅ 2 Baths ⋅ 4364555 MLS ⋅ ACTIVE Status
Among the most exceptional residences available in Toxaway Views, this offering distinguishes itself through a rare combination of elevated long-range views, interior-building placement, stair-free access, and a fully realized, turn-key presentation. Quietly tucked away from road noise, the setting provides a more serene and private living experience—an increasingly valued feature within the community. From the moment you enter, the connection to the surrounding landscape is undeniable. Expansive, year-round mountain vistas stretch outward to glimpses of Lakes Jocassee and Keowee, creating a dynamic natural backdrop that evolves with the seasons. These views are best enjoyed from the covered deck or the screened sunroom, both designed to extend living outdoors while maintaining comfort and usability throughout the year. Inside, the residence has been comprehensively updated, offering a cohesive and polished interior. The kitchen opens seamlessly to the living and dining areas, enhancing both everyday livability and entertaining. A gas-enabled fireplace anchors the main living space, adding warmth and character. Every surface has been addressed, reflecting a level of finish and completeness rarely found in comparable units. The primary suite provides a private retreat, complete with its own deck access, generous closet space, and an updated en-suite bath featuring a walk-in shower. Additional improvements, including an under-deck ceiling system, further enhance functionality and enjoyment of the outdoor spaces. Offered fully furnished with a few exceptions, the home is truly move-in ready and well-suited for immediate use as a primary residence or a lock-and-leave mountain getaway. Toxaway Views remains a residentially oriented community with a minimum 30-day rental policy, promoting a more stable and peaceful environment while maintaining comparatively low HOA dues. Conveniently located near Gorges State Park and the greater Lake Toxaway area, as well as Brevard and Sapphire Valley, this property offers access to hiking, waterfalls, and outdoor recreation while preserving the sense of retreat that defines mountain living. For buyers who recognize that not all units are created equal, this residence represents a differentiated opportunity defined by its superior view orientation, quieter location, stair-free accessibility, and level of finish—qualities that are increasingly difficult to replicate within the community.

121 Toxaway Views Drive Unit #503, Lake Toxaway

Listing courtesy of Kelly Right Real Estate of NC. larry@saltwnc.com
124 Flat Creek Drive, Lake Toxaway
$327,400
2 Beds ⋅ 2 Baths ⋅ 4325770 MLS ⋅ ACTIVE Status
Welcome to 124 Flat Creek Drive—an elegant mountain retreat ideally positioned in the heart of Lake Toxaway, North Carolina. Set on a serene, wooded +/- 1-acre parcel, this thoughtfully upgraded residence offers a rare blend of privacy, natural beauty, and effortless access to the region’s most coveted outdoor destinations. Just minutes from the breathtaking trails and waterfalls of Gorges State Park and the renowned recreation of DuPont State Forest and Pisgah Nation Forest, this property serves as an exceptional haven for those who appreciate both comfort and adventure. Inside, the home showcases a light-filled, open-concept design that seamlessly unites the living, dining, and kitchen areas—ideal for elevated everyday living or gracious entertaining. Tasteful interior upgrades and abundant natural light create a warm yet sophisticated atmosphere. With two well-appointed bedrooms and two nice bathrooms, the floor plan offers both function and refined style. The covered side porch extends the living space outdoors, inviting you to relax in a tranquil setting surrounded by mature trees and the soothing ambiance of the mountains. In addition to its residential appeal, this property presents outstanding short-term rental investment potential. Lake Toxaway’s year-round demand for small mountain escapes—paired with proximity to premier natural attractions—positions this home as an attractive income-producing asset without sacrificing its charm as a personal retreat. A compelling blend of upscale comfort, natural serenity, and strategic opportunity, 124 Flat Creek Drive is modest mountain living at its finest.

124 Flat Creek Drive, Lake Toxaway

Listing courtesy of Petit Properties Inc. jjraines1@gmail.com
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